La Direttiva PSD2 ha “sdoganato” il settore dei servizi di pagamento dando accesso a dati bancari anche a soggetti terzi in precedenza esclusi: ora, dopo due anni, arrivano le linee guida EDPB sul trattamento di dati personali proprio su questo tema che aiutano ad evitare “trappole” e zone grigie non risolte dal GDPR

Both PSD2 and the GDPR are complex legislation and the relationship between distinct provisions of each law and how they work together is not altogether clear, which has led to uncertainty for payment service providers, including banks. For example, when is “consent” required to access payment data and what does consent mean?

22.07.2020 · More updates · Subscribe to NNDKP's newsletters. Jul 27, 2020 PSD2 brings to light certain issues and concerns on the applicability and interpretation between the PSD2 and the GDPR. On the 17th of July 2020, the European Data Protection Board ('EDPB') issued a guidance d Dec 16, 2020 On December 15th, the EDPB met for its 43rd plenary session. interplay of the Second Payment Services Directive (PSD2) and the GDPR. This week's data protection news includes: EDPB work programme 2021/22 to cover EDPB consults on its Guidelines on the interaction of GDPR and PSD2,  Aug 4, 2020 Guidance issued by the EDPB suggests payment service providers must comply with both the PSD2 and the GDPR; despite concern in the  Oct 28, 2020 EDPB Guidelines on the interplay between the second Payment Services Directive (PSD2) and the General Data Protection Regulation  23 dec 2020 EDPB: strategie 2021-2023, Brexit en guidelines PSD2 en on the interplay of the Second Payment Services Directive and the GDPR. In deze  Feb 2, 2021 The EDPB clarified that "explicit consent" under Article 94(2) of PSD2 is an EDPB Finalizes Guidance on GDPR Applicability Outside EU  Sep 5, 2018 Protection Regulation (2016/679) (GDPR) and the revised EU Payment Services Directive (2015/2366) (PSD2). In its response, the EDPB set  Directorate General: Competition - Revised Directive on Payment Services ( PSD2) · European European Data Protection Board (EDPB) GDPR: Guidelines ,  EDPB adopts Guidelines on examples regarding data breach notification The EU's General Data Protection Regulation (GDPR) is being misused by employers Interplay PSD2 and GDPR and letter to MEP Ďuriš Nicholsonová on contact&nbs EDPB.

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2. Recital 89 of the PSD2 states in relation to the processing of personal data that "the precise purpose should be specified, the relevant legal basis referred to, the relevant security requirements laid down in [the GDPR] complied with, and the principles of necessity, proportionality, purpose limitation and proportionate data retention period respected. Bitkom Position Paper: EDPB Guidelines Interplay PSD2 & GDPR We believe that more cooperation and exchange between data protection authorities and practitioners is needed to translate the legal text of the GDPR into practice and reduce legal uncertainty, especially in the context of the interplay with the Second Payment Services Directive (PSD2) as well as with other legislation. the safeguards laid down in Article 9(1) GDPR. If this is not the case, meaning that financial transaction data are not processed in order to infer special categories of data, Article 9(1) GDPR should not apply. Silent party data We understand the EDPB is concerned with the scope of the processing of silent party data. On the At the eleventh plenary session, the EDPB also adopted a final version of the annex to the guidelines on accreditation, following public consultation, to enhance clarity.

This leads to the question whether “explicit consent” of PSD2 should be interpreted in the same way as explicit consent under the GDPR. First of all, the EDPB.

Apart from that, GDPR fully applies, and each  EDPB Document on Coordinated Enforcement Framework under GDPR on data protection aspects in the context of the PSD2 (Second Payment Services  Jul 25, 2018 As such, the relevant lawful basis under the GDPR is that it is necessary for The EDPB does further state, however, that PSD2 should still be  Dec 21, 2020 in a PSD2 context is Article 6(1)(b) of the GDPR, that the processing is necessary for the performance of a contract. The EDPB guidelines say  This leads to the question whether “explicit consent” of PSD2 should be interpreted in the same way as explicit consent under the GDPR. First of all, the EDPB.

BRUSSELS, 28 October 2020 – The EBF, together with a number of other industry associations representing Payment Service Providers, have sent a joint industry letter to the Europea Data Protection Board (EDPB) on the planned EDPB Guidelines on the interplay between the second Payment Services Directive (PSD2) and the General Data Protection Regulation (GDPR).

EDPB publishes new guidelines on the interplay of the · interplay of the PSD2 and the GDPR. 22.07.2020 · More updates · Subscribe to NNDKP's newsletters. Jul 27, 2020 PSD2 brings to light certain issues and concerns on the applicability and interpretation between the PSD2 and the GDPR.

Al in 2018 vroeg Europees Parlementslid Sophie in 't Veld om enkele aspecten van de relatie tussen deze twee wettelijke kaders te verduidelijken. In July 2020, the European Data Protection Board (“EDPB”) has published its guidelines on the interplay between PSD2 and GDPR for public consultation. While the guidelines confirm the EDPB’s previous remarks on the two laws — such as the lawful basis for processing personal data in the Open Banking ecosystem — the guidelines perhaps add further uncertainty on what organisations According to the European Data Protection Board’s (EDPB) guidance, PSPs must comply with both the PSD2 and GDPR. This means that PSPs could also use the legal basis provided by the GDPR as PSD2 As such, the EDPB interprets Article 94(2) of PSD2 as imposing something akin to transparency obligations (rather than GDPR level consent) — the data subject must be fully aware of the purposes for which their personal data is processed, and must explicitly agree to those clauses (which should be set out separately from other contractual matters). La Direttiva PSD2 ha “sdoganato” il settore dei servizi di pagamento dando accesso a dati bancari anche a soggetti terzi in precedenza esclusi: ora, dopo due anni, arrivano le linee guida EDPB sul trattamento di dati personali proprio su questo tema che aiutano ad evitare “trappole” e zone grigie non risolte dal GDPR Feb 2019. EU: The interplay of PSD2 and GDPR - some select.
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Page 4|7 . 2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes .

2.4 Clarity on the Processing of Personal Data for Anti-Money-Laundering Purposes .
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flödesförordningen, PSD2, cybersäkerhetsakten, plattformsförordningen och Dataskyddsförordningen (eng: General Data Protection Regulation), ofta EDPB kunde ta fram en uppdaterad vägledning avseende anonymisering av person-.

Below are the questions sent to the Commission. You can read the letter send to the EDPB here. dates of effect are rapidly approaching (GDPR on May 25 2018 and PSD2 in Q2 2018), companies facing both sets of rules will need to decide on their PSD2 and GDPR strategy rather sooner than later. Unfortunately, as is often the case with various complex EU rules and regulations, obscurities and possible conflicts seem Sep 24, 2020 Both PSD2 and the GDPR are complex legislation and the To this end, the European Data Protection Board (EDPB) — the EU body  Sep 17, 2020 PSD2 only regulates certain aspects of data provision by ASPSPs and access to data by TPPs. Apart from that, GDPR fully applies, and each  EDPB Document on Coordinated Enforcement Framework under GDPR on data protection aspects in the context of the PSD2 (Second Payment Services  Jul 25, 2018 As such, the relevant lawful basis under the GDPR is that it is necessary for The EDPB does further state, however, that PSD2 should still be  Dec 21, 2020 in a PSD2 context is Article 6(1)(b) of the GDPR, that the processing is necessary for the performance of a contract.

Payments industry asks EDPB to revise PSD2/GDPR guidelines Wednesday 28 October 2020 14:00 CET | News. The letter emphasizes and join tly reiterates common concerns from the payments industry.

Consequently, and from a practical perspective, when implementing the PSD2, PSPs will have to build an explicit consent mecha- Both PSD2 and the GDPR are complex legislation and the relationship between distinct provisions of each law and how they work together is not altogether clear, which has led to uncertainty for payment service providers, including banks. For example, when is “consent” required to access payment data and what does consent mean? Both PSD2 and the GDPR are complex legislation and the relationship between distinct provisions of each law and how they work together is not altogether clear, which has led to uncertainty for payment service providers, including banks. For example, when is “consent” required to access payment data and what does consent mean? PSD2 aims to create access to personal data while GDPR aims to protect it. When properly implemented in harmony, the legislation can enable banks to better protect and serve consumers, move beyond compliance and seize new opportunities for growth.

(EDPB) en sajt där man önskar feedback på framtagna guidelines gällande samspelet mellan PSD2 och GDPR. PSD2 har introducerat en  https://edpb.europa.eu/sites/edpb/files/files/news/psd2_letter_en.pdf, kunden har såväl genom PSD2 och GDPR rätt att förfoga över sin  GDPR, PSD2, NIS-direktivet och Säkerhetsskyddslagen, samt att Artikel 29-arbetsgruppen, och som i maj 2018 ersattes av EDPB, The  GDPR trädde i kraft 25 maj 2018. EDPB har nyligen publicera. Tillslut var det dags för PSD2, regelverket som antingen skulle vara den stora dörröppnaren  flödesförordningen, PSD2, cybersäkerhetsakten, plattformsförordningen och Dataskyddsförordningen (eng: General Data Protection Regulation), ofta EDPB kunde ta fram en uppdaterad vägledning avseende anonymisering av person-. Att EU-domstolen och EDPB går hårt fram gällande personuppgiftsbehandling i USA Artikel 28.1 i GDPR och artiklarna 7 och 8 i EU-stadgan kan helt Vi åpner mer med PSD2, mens SWIFT, Mastercard og VISA allerede  dataskyddsförordningen, GDPR, infördes som lag i EU:s medlemsstater och ett direktiv på EDPB.